Worry about the healthcare system? just reverse it and double check it with Big Data

I am just using the power of ZeroData (pure intuition) to launch an idea that could works.
Using BigData, governments and corporations in the developed world,would be able to make better proyections and predictions about their citizens and their families,therefore will be more efficient just  reverse the way the health care system works.
What that means? well, put the money in the citizens pockets once they born, at the begining of their life cycle, instead at the end of their life cycle.
At the begining of the citizens life cycle, people dosen´t face health problems and are in the most productive timeline, therefore, governments just need to  focus about how to ensure the citizens financial education and training in order to guarantee a smart use of their money at the proper time.
In this way, governments will allow to use/invest their citizen´s funds, upon fulfill some requirements and training at a certain period of time, but during their productive life cycle, not wait until the end.
Now is your call to check if this idea would works, using the power of BigData and theory of games!